SWIFT/BIC code UNCRITM1F03
UNCRITM1F03 belongs to Unicredit SPA in Avesa (Verona), Italy.
Code details
| SWIFT/BIC code | UNCRITM1F03 |
|---|---|
| 8-character code | UNCRITM1 |
| Branch code | F03 |
| Bank | Unicredit SPA |
| Branch | Bagni di Lucca |
| City | Avesa (Verona) |
| Country | Italy |
How the Unicredit SPA SWIFT/BIC is structured
A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:
- UNCR Bank code
- 4 letters that identify the bank.
- IT Country code
- 2 letters for the country (ISO 3166).
- M1 Location code
- 2 characters for the city or region of the head office.
- F03 Branch code
- 3 characters for a specific branch. XXX means the head office.
Check before you send
- Ask the recipient which bank and branch the account is held at.
- Use the head office code (XXX) when no branch is specified.
- Make sure the country in the code matches the country of the account.
Frequently asked questions
Which branch is behind BIC UNCRITM1F03?
The code UNCRITM1F03 belongs to Bagni di Lucca, part of Unicredit SPA in Avesa (Verona), Italy. Use this branch code only when the account is held at this specific branch.
How long does a transfer to Unicredit SPA take?
SEPA payments in euros usually arrive within one business day. Payments in other currencies can take 1–3 business days.
Do I need UNCRITM1F03 to send euros to Italy?
Italy is part of the SEPA area. For euro transfers the IBAN normally suffices. For other currencies you do need UNCRITM1F03.
What is the best way to send money to Unicredit SPA?
Many banks add 1–3% to the exchange rate on top of a fee. Compare the amount that arrives in Euro with specialist providers before you send – the difference can be large.
Does Unicredit SPA have more SWIFT/BIC codes?
Yes, we list 3315 SWIFT/BIC codes for Unicredit SPA in Italy, for the head office and several branches or departments. All of them are listed on the page of Unicredit SPA.
What happens if I enter UNCRITM1F03 incorrectly?
The payment may be delayed, returned or charged extra fees. Double-check UNCRITM1F03 with the recipient before sending.
Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.