SWIFT/BIC code UNCRITM1FL5
UNCRITM1FL5 belongs to Unicredit SPA in Castelletto Sopra Ticino, Italy.
Code details
| SWIFT/BIC code | UNCRITM1FL5 |
|---|---|
| 8-character code | UNCRITM1 |
| Branch code | FL5 |
| Bank | Unicredit SPA |
| Branch | Castelletto Sopra Ticino |
| City | Castelletto Sopra Ticino |
| Country | Italy |
How the Unicredit SPA SWIFT/BIC works
A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:
- UNCR Bank code
- 4 letters that identify the bank.
- IT Country code
- 2 letters for the country (ISO 3166).
- M1 Location code
- 2 characters for the city or region of the head office.
- FL5 Branch code
- 3 characters for a specific branch. XXX means the head office.
Check before you send
- Ask the recipient which bank and branch the account is held at.
- Use the head office code (XXX) when no branch is specified.
- Make sure the country in the code matches the country of the account.
Frequently asked questions
What bank is behind BIC UNCRITM1FL5?
The code UNCRITM1FL5 belongs to Castelletto Sopra Ticino, a unit of Unicredit SPA in Castelletto Sopra Ticino, Italy. Use this branch code only when the account is held at this specific branch.
What happens if I use UNCRITM1FL5 incorrectly?
Your transfer can bounce, get stuck or cost extra. Double-check UNCRITM1FL5 with the recipient before sending.
What does each part of UNCRITM1FL5 stand for?
UNCR is the institution code of Unicredit SPA, IT stands for Italy, M1 is the location code and FL5 is the code of the branch Castelletto Sopra Ticino.
How long does a transfer to Unicredit SPA take?
Euro transfers within SEPA usually arrive within one business day, instant payments within seconds. Payments in other currencies can take 2–4 business days.
Do I need UNCRITM1FL5 for a euro transfer to Italy?
Italy is part of the SEPA area. For euro transfers the IBAN normally suffices and many banks fill in the BIC automatically. For other currencies you do need UNCRITM1FL5.
Can I use UNCRITM1 instead of UNCRITM1FL5?
UNCRITM1 points to the head office of Unicredit SPA, while UNCRITM1FL5 points to Castelletto Sopra Ticino. For a normal transfer the head office code is usually fine, but use UNCRITM1FL5 if the recipient asks for it.
Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.