SWIFT/BIC code UNCRITM1H03
UNCRITM1H03 belongs to Unicredit SPA in Catania, Italy.
Code details
| SWIFT/BIC code | UNCRITM1H03 |
|---|---|
| 8-character code | UNCRITM1 |
| Branch code | H03 |
| Bank | Unicredit SPA |
| Branch | Catania di Lauria |
| City | Catania |
| Country | Italy |
The way the Unicredit SPA SWIFT/BIC is built up
A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:
- UNCR Bank code
- 4 letters that identify the bank.
- IT Country code
- 2 letters for the country (ISO 3166).
- M1 Location code
- 2 characters for the city or region of the head office.
- H03 Branch code
- 3 characters for a specific branch. XXX means the head office.
Check before you send
- Ask the recipient which bank and branch the account is held at.
- Use the head office code (XXX) when no branch is specified.
- Make sure the country in the code matches the country of the account.
Frequently asked questions
Which branch is behind BIC UNCRITM1H03?
The code UNCRITM1H03 belongs to Catania di Lauria, part of Unicredit SPA in Catania, Italy. Only use it if the recipient or their bank explicitly asks for it.
What is the cheapest way to send money to Unicredit SPA in Italy?
Banks often add several percent to the exchange rate on top of a fee. Compare the amount that arrives in Euro with transfer services before you send – the difference can be large.
What happens if I use UNCRITM1H03 incorrectly?
Your transfer can bounce, get stuck or cost extra. Double-check UNCRITM1H03 with the recipient before you confirm.
Can I use UNCRITM1 instead of UNCRITM1H03?
UNCRITM1 is the head office of Unicredit SPA, while UNCRITM1H03 points to Catania di Lauria. For a normal transfer the head office code is usually fine, yet follow the instructions of the recipient if they mention UNCRITM1H03.
What do the letters in UNCRITM1H03 mean?
UNCR is the institution code of Unicredit SPA, IT stands for Italy, M1 is the code for the city or region and H03 is the code of the department Catania di Lauria.
Do I need UNCRITM1H03 to send euros to Italy?
Italy belongs to the SEPA area. When you send euros the IBAN is usually enough and many banks fill in the BIC automatically. For other currencies you still need UNCRITM1H03.
Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.