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SWIFT/BIC code UNCRITM1H44

UNCRITM1H44 belongs to Unicredit SPA in Niardo, Italy.

UNCRITM1H44

Code details

SWIFT/BIC codeUNCRITM1H44
8-character codeUNCRITM1
Branch codeH44
BankUnicredit SPA
BranchNiardo
CityNiardo
CountryItaly

How the Unicredit SPA SWIFT/BIC works

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

UNCR Bank code
4 letters that identify the bank.
IT Country code
2 letters for the country (ISO 3166).
M1 Location code
2 characters for the city or region of the head office.
H44 Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

What bank uses SWIFT code UNCRITM1H44?

UNCRITM1H44 identifies Niardo, a branch or department of Unicredit SPA in Niardo, Italy. Use this branch code only when the recipient or their bank explicitly asks for it.

What is the cheapest way to send money to Unicredit SPA in Italy?

Banks often add several percent to the exchange rate on top of a fee. Compare the amount that arrives in Euro with transfer services before you send.

What do the letters in UNCRITM1H44 stand for?

UNCR is the bank code of Unicredit SPA, IT is the ISO code of Italy, M1 is the location code and H44 identifies the branch Niardo.

How long does a transfer to Unicredit SPA take?

Euro transfers within SEPA usually arrive within one business day, instant payments within seconds. Payments in other currencies can take 1–3 business days.

Do I need UNCRITM1H44 to send euros to Italy?

Italy belongs to the SEPA area. When you send euros the IBAN is usually enough. For other currencies you do need UNCRITM1H44.

Does Unicredit SPA have more SWIFT/BIC codes?

Yes – we list 3315 SWIFT/BIC codes for Unicredit SPA in Italy. All of them are listed on the page of Unicredit SPA.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.