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SWIFT/BIC code UNCRITM1H48

UNCRITM1H48 belongs to Unicredit SPA in Matera, Italy.

UNCRITM1H48

Code details

SWIFT/BIC codeUNCRITM1H48
8-character codeUNCRITM1
Branch codeH48
BankUnicredit SPA
BranchMatera Annunziatella
CityMatera
CountryItaly

How the Unicredit SPA SWIFT/BIC works

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

UNCR Bank code
4 letters that identify the bank.
IT Country code
2 letters for the country (ISO 3166).
M1 Location code
2 characters for the city or region of the head office.
H48 Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

Which branch uses BIC UNCRITM1H48?

The code UNCRITM1H48 belongs to Matera Annunziatella, part of Unicredit SPA in Matera, Italy. Only use it if the account is held at this specific branch.

How long does it take to send money to Unicredit SPA in Italy?

Euro transfers within SEPA normally arrive the next business day, instant payments within seconds. Payments in other currencies can take 1–3 business days.

Do I need UNCRITM1H48 for a euro transfer to Italy?

Italy is part of the SEPA area. For euro transfers the IBAN normally suffices and many banks fill in the BIC automatically. For other currencies you still need UNCRITM1H48.

What happens if I use UNCRITM1H48 with a typo?

Your transfer can bounce, get stuck or cost extra. Double-check UNCRITM1H48 against the details from Unicredit SPA before sending.

What is the cheapest way to send money to Unicredit SPA?

Many banks add several percent to the exchange rate on top of a fee. Check the amount that arrives in Euro with specialist providers before you send – the difference can be large.

Can I use UNCRITM1 instead of UNCRITM1H48?

UNCRITM1 is the main office of Unicredit SPA, while UNCRITM1H48 points to Matera Annunziatella. Most international transfers work with the head office code, but use UNCRITM1H48 if the recipient asks for it.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.