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SWIFT/BIC code UNCRITM1H54

UNCRITM1H54 belongs to Unicredit SPA in Mornico Al Serio, Italy.

UNCRITM1H54

Code details

SWIFT/BIC codeUNCRITM1H54
8-character codeUNCRITM1
Branch codeH54
BankUnicredit SPA
BranchMornico Al Serio
CityMornico Al Serio
CountryItaly

The way the Unicredit SPA SWIFT/BIC is built up

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

UNCR Bank code
4 letters that identify the bank.
IT Country code
2 letters for the country (ISO 3166).
M1 Location code
2 characters for the city or region of the head office.
H54 Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

What bank is behind SWIFT code UNCRITM1H54?

The code UNCRITM1H54 belongs to Mornico Al Serio, a unit of Unicredit SPA in Mornico Al Serio, Italy. Only use it if the recipient or their bank explicitly asks for it.

Do I need UNCRITM1H54 for a euro transfer to Italy?

Italy is part of the SEPA area. For euro transfers the IBAN normally suffices. If you send another currency you still need UNCRITM1H54.

How long does it take to send money to Unicredit SPA in Italy?

SEPA payments in euros usually arrive within one business day, instant payments within seconds. Payments in other currencies can take 2–4 business days.

What happens if I use UNCRITM1H54 with a typo?

The payment may be delayed, returned or charged extra fees. Always check UNCRITM1H54 with the recipient before you confirm.

Has Unicredit SPA got other SWIFT/BIC codes?

Yes, we list 3315 SWIFT/BIC codes for Unicredit SPA in Italy. All of them are listed on the page of Unicredit SPA.

Can I use UNCRITM1 instead of UNCRITM1H54?

UNCRITM1 is the head office of Unicredit SPA, while UNCRITM1H54 points to Mornico Al Serio. Most international transfers work with the head office code, yet use UNCRITM1H54 if the recipient asks for it.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.