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SWIFT/BIC code UNCRITM1H72

UNCRITM1H72 belongs to Unicredit SPA in Ozieri, Italy.

UNCRITM1H72

Code details

SWIFT/BIC codeUNCRITM1H72
8-character codeUNCRITM1
Branch codeH72
BankUnicredit SPA
BranchOzieri
CityOzieri
CountryItaly

How the Unicredit SPA SWIFT/BIC works

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

UNCR Bank code
4 letters that identify the bank.
IT Country code
2 letters for the country (ISO 3166).
M1 Location code
2 characters for the city or region of the head office.
H72 Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

Which branch is behind SWIFT/BIC code UNCRITM1H72?

UNCRITM1H72 identifies Ozieri, part of Unicredit SPA in Ozieri, Italy. Use this branch code only when the recipient or their bank explicitly asks for it.

Do I need UNCRITM1H72 to send euros to Italy?

Italy belongs to the SEPA area. When you send euros the IBAN is usually enough and many banks fill in the BIC automatically. For other currencies you do need UNCRITM1H72.

How long does it take to send money to Unicredit SPA?

SEPA payments in euros normally arrive the next business day, instant payments within seconds. Payments in other currencies can take 2–4 business days.

What happens if I use UNCRITM1H72 with a typo?

Your transfer can bounce, get stuck or cost extra. Always check UNCRITM1H72 against the details from Unicredit SPA before sending.

What do the letters in UNCRITM1H72 stand for?

UNCR is the bank code of Unicredit SPA, IT is the ISO code of Italy, M1 is the location code and H72 is the code of the department Ozieri.

What is the cheapest way to send money to Unicredit SPA?

Banks often add several percent to the exchange rate on top of a fee. Check what you receive in Euro with specialist providers before you send – the difference can be large.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.