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SWIFT/BIC code UNCRITM1H86

UNCRITM1H86 belongs to Unicredit SPA in Cerda, Italy.

UNCRITM1H86

Code details

SWIFT/BIC codeUNCRITM1H86
8-character codeUNCRITM1
Branch codeH86
BankUnicredit SPA
BranchCerda
CityCerda
CountryItaly

The way the Unicredit SPA SWIFT/BIC is built up

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

UNCR Bank code
4 letters that identify the bank.
IT Country code
2 letters for the country (ISO 3166).
M1 Location code
2 characters for the city or region of the head office.
H86 Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

Which branch uses SWIFT code UNCRITM1H86?

UNCRITM1H86 identifies Cerda, a unit of Unicredit SPA in Cerda, Italy. Use this branch code only when the recipient or their bank explicitly asks for it.

What do the letters in UNCRITM1H86 mean?

UNCR is the institution code of Unicredit SPA, IT is the ISO code of Italy, M1 is the code for the city or region and H86 is the code of the department Cerda.

Has Unicredit SPA got other SWIFT/BIC codes?

Yes – our database contains 3315 SWIFT/BIC codes for Unicredit SPA in Italy, for the head office and several branches or departments. All of them are listed on the page of Unicredit SPA.

What is the best way to send money to Unicredit SPA?

Many banks add 1–3% to the exchange rate on top of a fee. Check what you receive in Euro with transfer services before you send.

How long does a transfer to Unicredit SPA take?

SEPA payments in euros usually arrive within one business day, instant payments within seconds. Transfers in other currencies can take 2–4 business days.

What happens if I use UNCRITM1H86 incorrectly?

Your transfer can bounce, get stuck or cost extra. Double-check UNCRITM1H86 against the details from Unicredit SPA before sending.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.