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SWIFT/BIC code UNCRITM1J34

UNCRITM1J34 belongs to Unicredit SPA in Spello, Italy.

UNCRITM1J34

Code details

SWIFT/BIC codeUNCRITM1J34
8-character codeUNCRITM1
Branch codeJ34
BankUnicredit SPA
BranchSpello
CitySpello
CountryItaly

The way the Unicredit SPA SWIFT/BIC works

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

UNCR Bank code
4 letters that identify the bank.
IT Country code
2 letters for the country (ISO 3166).
M1 Location code
2 characters for the city or region of the head office.
J34 Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

Which bank uses BIC UNCRITM1J34?

UNCRITM1J34 is the SWIFT/BIC code of Spello, a branch or department of Unicredit SPA in Spello, Italy. Use this branch code only when the account is held at this specific branch.

What is the cheapest way to send money to Unicredit SPA?

Banks often add 1–3% to the exchange rate on top of a fee. Compare what you receive in Euro with transfer services before you send.

Do I need UNCRITM1J34 to send euros to Italy?

Italy is part of the SEPA area. For euro transfers the IBAN normally suffices. If you send another currency you do need UNCRITM1J34.

How long does it take to send money to Unicredit SPA?

SEPA payments in euros usually arrive within one business day. Payments in other currencies can take 2–4 business days.

What does each part of UNCRITM1J34 stand for?

UNCR is the bank code of Unicredit SPA, IT is the ISO code of Italy, M1 is the code for the city or region and J34 identifies the branch Spello.

What happens if I use UNCRITM1J34 with a typo?

The payment may be delayed, returned or charged extra fees. Double-check UNCRITM1J34 against the details from Unicredit SPA before sending.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.