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SWIFT/BIC code UNCRITM1J38

UNCRITM1J38 belongs to Unicredit SPA in Umbertide, Italy.

UNCRITM1J38

Code details

SWIFT/BIC codeUNCRITM1J38
8-character codeUNCRITM1
Branch codeJ38
BankUnicredit SPA
BranchUmbertide Matteotti
CityUmbertide
CountryItaly

How the Unicredit SPA SWIFT/BIC works

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

UNCR Bank code
4 letters that identify the bank.
IT Country code
2 letters for the country (ISO 3166).
M1 Location code
2 characters for the city or region of the head office.
J38 Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

Which branch uses BIC UNCRITM1J38?

UNCRITM1J38 is the SWIFT/BIC code of Umbertide Matteotti, a unit of Unicredit SPA in Umbertide, Italy. Use this branch code only when the recipient or their bank explicitly asks for it.

What is the cheapest way to send money to Unicredit SPA in Italy?

Many banks add 1–3% to the exchange rate on top of a fee. Compare what you receive in Euro with specialist providers before you send.

Can I use UNCRITM1 instead of UNCRITM1J38?

UNCRITM1 is the main office of Unicredit SPA, while UNCRITM1J38 points to Umbertide Matteotti. Most international transfers work with the head office code, but follow the instructions of the recipient if they mention UNCRITM1J38.

What happens if I use UNCRITM1J38 incorrectly?

Your transfer can bounce, get stuck or cost extra. Double-check UNCRITM1J38 against the details from Unicredit SPA before you confirm.

Do I need UNCRITM1J38 to send euros to Italy?

Italy is part of the SEPA area. When you send euros the IBAN is usually enough. For other currencies you still need UNCRITM1J38.

How long does a transfer to Unicredit SPA take in Italy?

SEPA payments in euros normally arrive the next business day. Transfers in other currencies can take 2–4 business days.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.