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SWIFT/BIC code UNCRITM1J76

UNCRITM1J76 belongs to Unicredit SPA in Spoleto, Italy.

UNCRITM1J76

Code details

SWIFT/BIC codeUNCRITM1J76
8-character codeUNCRITM1
Branch codeJ76
BankUnicredit SPA
BranchSpoleto
CitySpoleto
CountryItaly

How the Unicredit SPA SWIFT/BIC is structured

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

UNCR Bank code
4 letters that identify the bank.
IT Country code
2 letters for the country (ISO 3166).
M1 Location code
2 characters for the city or region of the head office.
J76 Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

Which branch is behind SWIFT/BIC code UNCRITM1J76?

UNCRITM1J76 identifies Spoleto, a unit of Unicredit SPA in Spoleto, Italy. Use this branch code only when the recipient or their bank explicitly asks for it.

What is the best way to send money to Unicredit SPA in Italy?

Many banks add 1–3% to the exchange rate on top of a fee. Compare what you receive in Euro with transfer services before you send – the difference can be large.

Do I need UNCRITM1J76 to send euros to Italy?

Italy belongs to the SEPA area. For euro transfers the IBAN is usually enough and many banks fill in the BIC automatically. If you send another currency you still need UNCRITM1J76.

How long does a transfer to Unicredit SPA take?

Euro transfers within SEPA normally arrive the next business day, instant payments within seconds. Payments in other currencies can take 2–4 business days.

What happens if I use UNCRITM1J76 with a typo?

The payment may be delayed, returned or charged extra fees. Double-check UNCRITM1J76 against the details from Unicredit SPA before you confirm.

What do the letters in UNCRITM1J76 stand for?

UNCR is the bank code of Unicredit SPA, IT is the ISO code of Italy, M1 is the code for the city or region and J76 identifies the department Spoleto.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.