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SWIFT/BIC code UNCRITM1J84

UNCRITM1J84 belongs to Unicredit SPA in Pila, Italy.

UNCRITM1J84

Code details

SWIFT/BIC codeUNCRITM1J84
8-character codeUNCRITM1
Branch codeJ84
BankUnicredit SPA
BranchPerugia Pila
CityPila
CountryItaly

How the Unicredit SPA SWIFT/BIC is built up

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

UNCR Bank code
4 letters that identify the bank.
IT Country code
2 letters for the country (ISO 3166).
M1 Location code
2 characters for the city or region of the head office.
J84 Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

Which branch uses SWIFT/BIC code UNCRITM1J84?

UNCRITM1J84 identifies Perugia Pila, part of Unicredit SPA in Pila, Italy. Use this branch code only when the recipient or their bank explicitly asks for it.

How long does a transfer to Unicredit SPA take in Italy?

Euro transfers within SEPA normally arrive the next business day, instant payments within seconds. Transfers in other currencies can take 2–4 business days.

Do I need UNCRITM1J84 to send euros to Italy?

Italy is part of the SEPA area. When you send euros the IBAN normally suffices. For other currencies you do need UNCRITM1J84.

What is the cheapest way to send money to Unicredit SPA?

Many banks add 1–3% to the exchange rate on top of a fee. Compare what you receive in Euro with transfer services before you send – the difference can be large.

Can I use UNCRITM1 instead of UNCRITM1J84?

UNCRITM1 points to the head office of Unicredit SPA, while UNCRITM1J84 is Perugia Pila. For a normal transfer the head office code is usually fine, yet use UNCRITM1J84 if the recipient asks for it.

What happens if I enter UNCRITM1J84 incorrectly?

The payment may be delayed, returned or charged extra fees. Always check UNCRITM1J84 against the details from Unicredit SPA before sending.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.