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SWIFT/BIC code UNCRITM1J95

UNCRITM1J95 belongs to Unicredit SPA in Norcia, Italy.

UNCRITM1J95

Code details

SWIFT/BIC codeUNCRITM1J95
8-character codeUNCRITM1
Branch codeJ95
BankUnicredit SPA
BranchNorcia
CityNorcia
CountryItaly

The way the Unicredit SPA SWIFT/BIC works

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

UNCR Bank code
4 letters that identify the bank.
IT Country code
2 letters for the country (ISO 3166).
M1 Location code
2 characters for the city or region of the head office.
J95 Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

Which branch uses BIC UNCRITM1J95?

UNCRITM1J95 identifies Norcia, a unit of Unicredit SPA in Norcia, Italy. Use this branch code only when the recipient or their bank explicitly asks for it.

What is the cheapest way to send money to Unicredit SPA in Italy?

Many banks add 1–3% to the exchange rate on top of a fee. Check what you receive in Euro with transfer services before you send – the difference can be large.

How long does a transfer to Unicredit SPA take in Italy?

SEPA payments in euros normally arrive the next business day, instant payments within seconds. Transfers in other currencies can take 2–4 business days.

What happens if I enter UNCRITM1J95 incorrectly?

Your transfer can bounce, get stuck or cost extra. Double-check UNCRITM1J95 against the details from Unicredit SPA before you confirm.

Do I need UNCRITM1J95 for a euro transfer to Italy?

Italy belongs to the SEPA area. When you send euros the IBAN is usually enough and many banks fill in the BIC automatically. If you send another currency you still need UNCRITM1J95.

Can I use UNCRITM1 instead of UNCRITM1J95?

UNCRITM1 points to the head office of Unicredit SPA, while UNCRITM1J95 points to Norcia. For a normal transfer the head office code is usually fine, but follow the instructions of the recipient if they mention UNCRITM1J95.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.