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SWIFT/BIC code UNCRITM1J97

UNCRITM1J97 belongs to Unicredit SPA in Terni, Italy.

UNCRITM1J97

Code details

SWIFT/BIC codeUNCRITM1J97
8-character codeUNCRITM1
Branch codeJ97
BankUnicredit SPA
BranchTerni Aleardi
CityTerni
CountryItaly

The way the Unicredit SPA SWIFT/BIC is structured

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

UNCR Bank code
4 letters that identify the bank.
IT Country code
2 letters for the country (ISO 3166).
M1 Location code
2 characters for the city or region of the head office.
J97 Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

Which bank uses BIC UNCRITM1J97?

UNCRITM1J97 is the SWIFT/BIC code of Terni Aleardi, part of Unicredit SPA in Terni, Italy. Only use it if the account is held at this specific branch.

What is the cheapest way to send money to Unicredit SPA in Italy?

Banks often add several percent to the exchange rate on top of a fee. Check what you receive in Euro with specialist providers before you send – the difference can be large.

Can I use UNCRITM1 instead of UNCRITM1J97?

UNCRITM1 is the main office of Unicredit SPA, while UNCRITM1J97 is Terni Aleardi. For a normal transfer the head office code is usually fine, but use UNCRITM1J97 if the recipient asks for it.

How long does it take to send money to Unicredit SPA in Italy?

Euro transfers within SEPA normally arrive the next business day. Payments in other currencies can take 2–4 business days.

Do I need UNCRITM1J97 to send euros to Italy?

Italy is part of the SEPA area. For euro transfers the IBAN is usually enough and many banks fill in the BIC automatically. If you send another currency you do need UNCRITM1J97.

What does each part of UNCRITM1J97 mean?

UNCR is the institution code of Unicredit SPA, IT stands for Italy, M1 is the location code and J97 is the code of the branch Terni Aleardi.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.