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SWIFT/BIC code UNCRITM1J98

UNCRITM1J98 belongs to Unicredit SPA in San Giustino, Italy.

UNCRITM1J98

Code details

SWIFT/BIC codeUNCRITM1J98
8-character codeUNCRITM1
Branch codeJ98
BankUnicredit SPA
BranchSan Giustino
CitySan Giustino
CountryItaly

How the Unicredit SPA SWIFT/BIC is structured

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

UNCR Bank code
4 letters that identify the bank.
IT Country code
2 letters for the country (ISO 3166).
M1 Location code
2 characters for the city or region of the head office.
J98 Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

Which bank is behind BIC UNCRITM1J98?

UNCRITM1J98 identifies San Giustino, a unit of Unicredit SPA in San Giustino, Italy. Only use it if the account is held at this specific branch.

Do I need UNCRITM1J98 for a euro transfer to Italy?

Italy belongs to the SEPA area. For euro transfers the IBAN is usually enough. If you send another currency you do need UNCRITM1J98.

How long does a transfer to Unicredit SPA take in Italy?

SEPA payments in euros normally arrive the next business day, instant payments within seconds. Transfers in other currencies can take 2–4 business days.

Does Unicredit SPA have more SWIFT/BIC codes?

Yes, our database contains 3315 SWIFT/BIC codes for Unicredit SPA in Italy. You can see them all on the bank page.

Can I use UNCRITM1 instead of UNCRITM1J98?

UNCRITM1 points to the head office of Unicredit SPA, while UNCRITM1J98 is San Giustino. For a normal transfer the head office code is usually fine, but use UNCRITM1J98 if the recipient asks for it.

What happens if I use UNCRITM1J98 incorrectly?

The payment may be delayed, returned or charged extra fees. Always check UNCRITM1J98 against the details from Unicredit SPA before sending.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.