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SWIFT/BIC code UNCRITM1K18

UNCRITM1K18 belongs to Unicredit SPA in Sutera, Italy.

UNCRITM1K18

Code details

SWIFT/BIC codeUNCRITM1K18
8-character codeUNCRITM1
Branch codeK18
BankUnicredit SPA
BranchSutera
CitySutera
CountryItaly

How the Unicredit SPA SWIFT/BIC works

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

UNCR Bank code
4 letters that identify the bank.
IT Country code
2 letters for the country (ISO 3166).
M1 Location code
2 characters for the city or region of the head office.
K18 Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

Which bank uses BIC UNCRITM1K18?

The code UNCRITM1K18 belongs to Sutera, part of Unicredit SPA in Sutera, Italy. Only use it if the recipient or their bank explicitly asks for it.

What happens if I enter UNCRITM1K18 incorrectly?

Your transfer can bounce, get stuck or cost extra. Double-check UNCRITM1K18 against the details from Unicredit SPA before sending.

Can I use UNCRITM1 instead of UNCRITM1K18?

UNCRITM1 points to the head office of Unicredit SPA, while UNCRITM1K18 is Sutera. For a normal transfer the head office code is usually fine, yet follow the instructions of the recipient if they mention UNCRITM1K18.

Do I need UNCRITM1K18 for a euro transfer to Italy?

Italy is part of the SEPA area. When you send euros the IBAN normally suffices and many banks fill in the BIC automatically. If you send another currency you do need UNCRITM1K18.

How long does it take to send money to Unicredit SPA in Italy?

SEPA payments in euros usually arrive within one business day. Payments in other currencies can take 1–3 business days.

What is the cheapest way to send money to Unicredit SPA in Italy?

Banks often add 1–3% to the exchange rate on top of a fee. Compare what you receive in Euro with transfer services before you send – the difference can be large.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.