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SWIFT/BIC code UNCRITM1K35

UNCRITM1K35 belongs to Unicredit SPA in Villafranca Tirrena, Italy.

UNCRITM1K35

Code details

SWIFT/BIC codeUNCRITM1K35
8-character codeUNCRITM1
Branch codeK35
BankUnicredit SPA
BranchVillafranca Tirrena
CityVillafranca Tirrena
CountryItaly

The way the Unicredit SPA SWIFT/BIC is built up

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

UNCR Bank code
4 letters that identify the bank.
IT Country code
2 letters for the country (ISO 3166).
M1 Location code
2 characters for the city or region of the head office.
K35 Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

Which branch is behind SWIFT code UNCRITM1K35?

The code UNCRITM1K35 belongs to Villafranca Tirrena, part of Unicredit SPA in Villafranca Tirrena, Italy. Only use it if the recipient or their bank explicitly asks for it.

What do the letters in UNCRITM1K35 mean?

UNCR is the institution code of Unicredit SPA, IT is the ISO code of Italy, M1 is the code for the city or region and K35 is the code of the department Villafranca Tirrena.

What is the cheapest way to send money to Unicredit SPA?

Many banks add 1–3% to the exchange rate on top of a fee. Compare the amount that arrives in Euro with specialist providers before you send – the difference can be large.

How long does it take to send money to Unicredit SPA in Italy?

SEPA payments in euros usually arrive within one business day, instant payments within seconds. Payments in other currencies can take 1–3 business days.

Do I need UNCRITM1K35 for a euro transfer to Italy?

Italy is part of the SEPA area. For euro transfers the IBAN normally suffices and many banks fill in the BIC automatically. If you send another currency you still need UNCRITM1K35.

What happens if I use UNCRITM1K35 incorrectly?

The payment may be delayed, returned or charged extra fees. Double-check UNCRITM1K35 against the details from Unicredit SPA before you confirm.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.