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SWIFT/BIC code UNCRITM1K43

UNCRITM1K43 belongs to Unicredit SPA in Messina, Italy.

UNCRITM1K43

Code details

SWIFT/BIC codeUNCRITM1K43
8-character codeUNCRITM1
Branch codeK43
BankUnicredit SPA
BranchMessina Garibaldi Pegno
CityMessina
CountryItaly

How the Unicredit SPA SWIFT/BIC is built up

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

UNCR Bank code
4 letters that identify the bank.
IT Country code
2 letters for the country (ISO 3166).
M1 Location code
2 characters for the city or region of the head office.
K43 Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

What bank is behind BIC UNCRITM1K43?

The code UNCRITM1K43 belongs to Messina Garibaldi Pegno, a unit of Unicredit SPA in Messina, Italy. Use this branch code only when the recipient or their bank explicitly asks for it.

What happens if I enter UNCRITM1K43 incorrectly?

Your transfer can bounce, get stuck or cost extra. Always check UNCRITM1K43 with the recipient before sending.

Can I use UNCRITM1 instead of UNCRITM1K43?

UNCRITM1 is the head office of Unicredit SPA, while UNCRITM1K43 is Messina Garibaldi Pegno. Most international transfers work with the head office code, but use UNCRITM1K43 if the recipient asks for it.

What do the letters in UNCRITM1K43 stand for?

UNCR is the institution code of Unicredit SPA, IT is the ISO code of Italy, M1 is the location code and K43 identifies the department Messina Garibaldi Pegno.

Does Unicredit SPA have other SWIFT/BIC codes?

Yes, our database contains 3315 SWIFT/BIC codes for Unicredit SPA in Italy, for the head office and several branches or departments. You can see them all on the bank page.

What is the best way to send money to Unicredit SPA in Italy?

Many banks add several percent to the exchange rate on top of a fee. Compare what you receive in Euro with specialist providers before you send.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.