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SWIFT/BIC code UNCRITM1K45

UNCRITM1K45 belongs to Unicredit SPA in Palermo, Italy.

UNCRITM1K45

Code details

SWIFT/BIC codeUNCRITM1K45
8-character codeUNCRITM1
Branch codeK45
BankUnicredit SPA
BranchPalermo Brunelleschi
CityPalermo
CountryItaly

The way the Unicredit SPA SWIFT/BIC is built up

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

UNCR Bank code
4 letters that identify the bank.
IT Country code
2 letters for the country (ISO 3166).
M1 Location code
2 characters for the city or region of the head office.
K45 Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

Which bank is behind SWIFT code UNCRITM1K45?

UNCRITM1K45 identifies Palermo Brunelleschi, a branch or department of Unicredit SPA in Palermo, Italy. Only use it if the recipient or their bank explicitly asks for it.

Can I use UNCRITM1 instead of UNCRITM1K45?

UNCRITM1 is the main office of Unicredit SPA, while UNCRITM1K45 points to Palermo Brunelleschi. Most international transfers work with the head office code, but follow the instructions of the recipient if they mention UNCRITM1K45.

What do the letters in UNCRITM1K45 stand for?

UNCR is the institution code of Unicredit SPA, IT is the ISO code of Italy, M1 is the code for the city or region and K45 is the code of the department Palermo Brunelleschi.

What is the cheapest way to send money to Unicredit SPA?

Many banks add several percent to the exchange rate on top of a fee. Check what you receive in Euro with specialist providers before you send – the difference can be large.

Do I need UNCRITM1K45 to send euros to Italy?

Italy belongs to the SEPA area. For euro transfers the IBAN is usually enough and many banks fill in the BIC automatically. For other currencies you do need UNCRITM1K45.

How long does a transfer to Unicredit SPA take?

Euro transfers within SEPA usually arrive within one business day. Transfers in other currencies can take 2–4 business days.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.