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SWIFT/BIC code UNCRITM1L45

UNCRITM1L45 belongs to Unicredit SPA in Melilli, Italy.

UNCRITM1L45

Code details

SWIFT/BIC codeUNCRITM1L45
8-character codeUNCRITM1
Branch codeL45
BankUnicredit SPA
BranchMelilli
CityMelilli
CountryItaly

How the Unicredit SPA SWIFT/BIC is structured

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

UNCR Bank code
4 letters that identify the bank.
IT Country code
2 letters for the country (ISO 3166).
M1 Location code
2 characters for the city or region of the head office.
L45 Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

What bank uses SWIFT code UNCRITM1L45?

The code UNCRITM1L45 belongs to Melilli, a unit of Unicredit SPA in Melilli, Italy. Use this branch code only when the account is held at this specific branch.

Can I use UNCRITM1 instead of UNCRITM1L45?

UNCRITM1 is the main office of Unicredit SPA, while UNCRITM1L45 points to Melilli. For a normal transfer the head office code is usually fine, yet use UNCRITM1L45 if the recipient asks for it.

What happens if I use UNCRITM1L45 with a typo?

The payment may be delayed, returned or charged extra fees. Double-check UNCRITM1L45 with the recipient before sending.

Does Unicredit SPA have other SWIFT/BIC codes?

Yes – our database contains 3315 SWIFT/BIC codes for Unicredit SPA in Italy, for the head office and several branches or departments. You can see them all on the bank page.

What is the best way to send money to Unicredit SPA?

Many banks add 1–3% to the exchange rate on top of a fee. Compare what you receive in Euro with specialist providers before you send.

Do I need UNCRITM1L45 for a euro transfer to Italy?

Italy is part of the SEPA area. For euro transfers the IBAN is usually enough and many banks fill in the BIC automatically. For other currencies you still need UNCRITM1L45.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.