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SWIFT/BIC code UNCRITM1L50

UNCRITM1L50 belongs to Unicredit SPA in Messina, Italy.

UNCRITM1L50

Code details

SWIFT/BIC codeUNCRITM1L50
8-character codeUNCRITM1
Branch codeL50
BankUnicredit SPA
BranchMessina Garibaldi C
CityMessina
CountryItaly

How the Unicredit SPA SWIFT/BIC is built up

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

UNCR Bank code
4 letters that identify the bank.
IT Country code
2 letters for the country (ISO 3166).
M1 Location code
2 characters for the city or region of the head office.
L50 Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

What bank uses SWIFT/BIC code UNCRITM1L50?

UNCRITM1L50 identifies Messina Garibaldi C, a unit of Unicredit SPA in Messina, Italy. Use this branch code only when the account is held at this specific branch.

What does each part of UNCRITM1L50 stand for?

UNCR is the institution code of Unicredit SPA, IT stands for Italy, M1 is the location code and L50 is the code of the department Messina Garibaldi C.

Do I need UNCRITM1L50 for a euro transfer to Italy?

Italy is part of the SEPA area. When you send euros the IBAN is usually enough and many banks fill in the BIC automatically. For other currencies you still need UNCRITM1L50.

How long does a transfer to Unicredit SPA take in Italy?

SEPA payments in euros usually arrive within one business day, instant payments within seconds. Payments in other currencies can take 1–3 business days.

Can I use UNCRITM1 instead of UNCRITM1L50?

UNCRITM1 points to the main office of Unicredit SPA, while UNCRITM1L50 is Messina Garibaldi C. For a normal transfer the head office code is usually fine, but use UNCRITM1L50 if the recipient asks for it.

What happens if I enter UNCRITM1L50 incorrectly?

Your transfer can bounce, get stuck or cost extra. Double-check UNCRITM1L50 with the recipient before you confirm.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.