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SWIFT/BIC code UNCRITM1L74

UNCRITM1L74 belongs to Unicredit SPA in Palermo, Italy.

UNCRITM1L74

Code details

SWIFT/BIC codeUNCRITM1L74
8-character codeUNCRITM1
Branch codeL74
BankUnicredit SPA
BranchPalermo Vittorio Emanuele
CityPalermo
CountryItaly

The way the Unicredit SPA SWIFT/BIC is built up

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

UNCR Bank code
4 letters that identify the bank.
IT Country code
2 letters for the country (ISO 3166).
M1 Location code
2 characters for the city or region of the head office.
L74 Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

Which branch uses BIC UNCRITM1L74?

UNCRITM1L74 is the SWIFT/BIC code of Palermo Vittorio Emanuele, part of Unicredit SPA in Palermo, Italy. Only use it if the account is held at this specific branch.

What does each part of UNCRITM1L74 stand for?

UNCR is the institution code of Unicredit SPA, IT stands for Italy, M1 is the location code and L74 identifies the branch Palermo Vittorio Emanuele.

What is the best way to send money to Unicredit SPA?

Banks often add several percent to the exchange rate on top of a fee. Check what you receive in Euro with specialist providers before you send.

Do I need UNCRITM1L74 to send euros to Italy?

Italy belongs to the SEPA area. For euro transfers the IBAN is usually enough. If you send another currency you still need UNCRITM1L74.

How long does a transfer to Unicredit SPA take?

SEPA payments in euros usually arrive within one business day, instant payments within seconds. Transfers in other currencies can take 2–4 business days.

Can I use UNCRITM1 instead of UNCRITM1L74?

UNCRITM1 is the head office of Unicredit SPA, while UNCRITM1L74 is Palermo Vittorio Emanuele. Most international transfers work with the head office code, but use UNCRITM1L74 if the recipient asks for it.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.