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SWIFT/BIC code UNCRITM1L81

UNCRITM1L81 belongs to Unicredit SPA in Valguarnera Caropepe, Italy.

UNCRITM1L81

Code details

SWIFT/BIC codeUNCRITM1L81
8-character codeUNCRITM1
Branch codeL81
BankUnicredit SPA
BranchValguarnera Caropepe
CityValguarnera Caropepe
CountryItaly

The way the Unicredit SPA SWIFT/BIC works

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

UNCR Bank code
4 letters that identify the bank.
IT Country code
2 letters for the country (ISO 3166).
M1 Location code
2 characters for the city or region of the head office.
L81 Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

Which bank is behind BIC UNCRITM1L81?

The code UNCRITM1L81 belongs to Valguarnera Caropepe, a branch or department of Unicredit SPA in Valguarnera Caropepe, Italy. Use this branch code only when the recipient or their bank explicitly asks for it.

What happens if I use UNCRITM1L81 incorrectly?

The payment may be delayed, returned or charged extra fees. Always check UNCRITM1L81 against the details from Unicredit SPA before you confirm.

Can I use UNCRITM1 instead of UNCRITM1L81?

UNCRITM1 is the main office of Unicredit SPA, while UNCRITM1L81 points to Valguarnera Caropepe. Most international transfers work with the head office code, but use UNCRITM1L81 if the recipient asks for it.

Do I need UNCRITM1L81 for a euro transfer to Italy?

Italy belongs to the SEPA area. When you send euros the IBAN normally suffices. If you send another currency you do need UNCRITM1L81.

How long does it take to send money to Unicredit SPA?

Euro transfers within SEPA normally arrive the next business day. Payments in other currencies can take 1–3 business days.

Does Unicredit SPA have other SWIFT/BIC codes?

Yes, we list 3315 SWIFT/BIC codes for Unicredit SPA in Italy. All of them are listed on the page of Unicredit SPA.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.