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SWIFT/BIC code UNCRITM1L86

UNCRITM1L86 belongs to Unicredit SPA in Tremestieri Etneo, Italy.

UNCRITM1L86

Code details

SWIFT/BIC codeUNCRITM1L86
8-character codeUNCRITM1
Branch codeL86
BankUnicredit SPA
BranchTremestieri Etneo
CityTremestieri Etneo
CountryItaly

How the Unicredit SPA SWIFT/BIC is built up

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

UNCR Bank code
4 letters that identify the bank.
IT Country code
2 letters for the country (ISO 3166).
M1 Location code
2 characters for the city or region of the head office.
L86 Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

Which branch is behind BIC UNCRITM1L86?

The code UNCRITM1L86 belongs to Tremestieri Etneo, a branch or department of Unicredit SPA in Tremestieri Etneo, Italy. Use this branch code only when the recipient or their bank explicitly asks for it.

How long does it take to send money to Unicredit SPA?

SEPA payments in euros normally arrive the next business day, instant payments within seconds. Transfers in other currencies can take 2–4 business days.

Do I need UNCRITM1L86 for a euro transfer to Italy?

Italy belongs to the SEPA area. When you send euros the IBAN normally suffices. For other currencies you do need UNCRITM1L86.

What happens if I use UNCRITM1L86 with a typo?

The payment may be delayed, returned or charged extra fees. Double-check UNCRITM1L86 with the recipient before you confirm.

What do the letters in UNCRITM1L86 stand for?

UNCR is the institution code of Unicredit SPA, IT stands for Italy, M1 is the code for the city or region and L86 is the code of the department Tremestieri Etneo.

Can I use UNCRITM1 instead of UNCRITM1L86?

UNCRITM1 points to the head office of Unicredit SPA, while UNCRITM1L86 points to Tremestieri Etneo. Most international transfers work with the head office code, yet use UNCRITM1L86 if the recipient asks for it.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.