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SWIFT/BIC code UNCRITM1L97

UNCRITM1L97 belongs to Unicredit SPA in Siracusa, Italy.

UNCRITM1L97

Code details

SWIFT/BIC codeUNCRITM1L97
8-character codeUNCRITM1
Branch codeL97
BankUnicredit SPA
BranchSiracusa Apollonion
CitySiracusa
CountryItaly

The way the Unicredit SPA SWIFT/BIC works

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

UNCR Bank code
4 letters that identify the bank.
IT Country code
2 letters for the country (ISO 3166).
M1 Location code
2 characters for the city or region of the head office.
L97 Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

What bank uses BIC UNCRITM1L97?

UNCRITM1L97 identifies Siracusa Apollonion, part of Unicredit SPA in Siracusa, Italy. Only use it if the account is held at this specific branch.

How long does it take to send money to Unicredit SPA?

Euro transfers within SEPA usually arrive within one business day, instant payments within seconds. Payments in other currencies can take 1–3 business days.

What is the cheapest way to send money to Unicredit SPA?

Banks often add 1–3% to the exchange rate on top of a fee. Compare what you receive in Euro with specialist providers before you send – the difference can be large.

Do I need UNCRITM1L97 for a euro transfer to Italy?

Italy belongs to the SEPA area. For euro transfers the IBAN normally suffices and many banks fill in the BIC automatically. If you send another currency you do need UNCRITM1L97.

What does each part of UNCRITM1L97 stand for?

UNCR is the institution code of Unicredit SPA, IT is the ISO code of Italy, M1 is the code for the city or region and L97 is the code of the department Siracusa Apollonion.

Can I use UNCRITM1 instead of UNCRITM1L97?

UNCRITM1 is the main office of Unicredit SPA, while UNCRITM1L97 points to Siracusa Apollonion. Most international transfers work with the head office code, but use UNCRITM1L97 if the recipient asks for it.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.