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SWIFT/BIC code UNCRITM1M03

UNCRITM1M03 belongs to Unicredit SPA in Verona, Italy.

UNCRITM1M03

Code details

SWIFT/BIC codeUNCRITM1M03
8-character codeUNCRITM1
Branch codeM03
BankUnicredit SPA
BranchVerona Bra
CityVerona
CountryItaly

How the Unicredit SPA SWIFT/BIC is built up

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

UNCR Bank code
4 letters that identify the bank.
IT Country code
2 letters for the country (ISO 3166).
M1 Location code
2 characters for the city or region of the head office.
M03 Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

Which bank uses SWIFT/BIC code UNCRITM1M03?

UNCRITM1M03 identifies Verona Bra, a branch or department of Unicredit SPA in Verona, Italy. Only use it if the recipient or their bank explicitly asks for it.

Does Unicredit SPA have more SWIFT/BIC codes?

Yes, we list 3315 SWIFT/BIC codes for Unicredit SPA in Italy. You can see them all on the bank page.

What does each part of UNCRITM1M03 mean?

UNCR is the institution code of Unicredit SPA, IT is the ISO code of Italy, M1 is the location code and M03 is the code of the branch Verona Bra.

Can I use UNCRITM1 instead of UNCRITM1M03?

UNCRITM1 points to the head office of Unicredit SPA, while UNCRITM1M03 is Verona Bra. Most international transfers work with the head office code, but use UNCRITM1M03 if the recipient asks for it.

Do I need UNCRITM1M03 to send euros to Italy?

Italy belongs to the SEPA area. For euro transfers the IBAN is usually enough. If you send another currency you do need UNCRITM1M03.

How long does it take to send money to Unicredit SPA?

SEPA payments in euros normally arrive the next business day. Payments in other currencies can take 1–3 business days.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.