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SWIFT/BIC code UNCRITM1M04

UNCRITM1M04 belongs to Unicredit SPA in Verona, Italy.

UNCRITM1M04

Code details

SWIFT/BIC codeUNCRITM1M04
8-character codeUNCRITM1
Branch codeM04
BankUnicredit SPA
BranchVerona Porta Vescovo
CityVerona
CountryItaly

How the Unicredit SPA SWIFT/BIC is built up

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

UNCR Bank code
4 letters that identify the bank.
IT Country code
2 letters for the country (ISO 3166).
M1 Location code
2 characters for the city or region of the head office.
M04 Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

What bank uses SWIFT/BIC code UNCRITM1M04?

The code UNCRITM1M04 belongs to Verona Porta Vescovo, a unit of Unicredit SPA in Verona, Italy. Only use it if the recipient or their bank explicitly asks for it.

Does Unicredit SPA have other SWIFT/BIC codes?

Yes – we list 3315 SWIFT/BIC codes for Unicredit SPA in Italy, for the head office and several branches or departments. All of them are listed on the page of Unicredit SPA.

What happens if I use UNCRITM1M04 incorrectly?

The payment may be delayed, returned or charged extra fees. Always check UNCRITM1M04 against the details from Unicredit SPA before sending.

How long does it take to send money to Unicredit SPA?

Euro transfers within SEPA usually arrive within one business day. Transfers in other currencies can take 2–4 business days.

Do I need UNCRITM1M04 to send euros to Italy?

Italy belongs to the SEPA area. When you send euros the IBAN is usually enough and many banks fill in the BIC automatically. If you send another currency you still need UNCRITM1M04.

Can I use UNCRITM1 instead of UNCRITM1M04?

UNCRITM1 points to the head office of Unicredit SPA, while UNCRITM1M04 points to Verona Porta Vescovo. Most international transfers work with the head office code, yet use UNCRITM1M04 if the recipient asks for it.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.