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SWIFT/BIC code UNCRITM1M08

UNCRITM1M08 belongs to Unicredit SPA in Albaredo D'adige, Italy.

UNCRITM1M08

Code details

SWIFT/BIC codeUNCRITM1M08
8-character codeUNCRITM1
Branch codeM08
BankUnicredit SPA
BranchAlbaredo D'adige
CityAlbaredo D'adige
CountryItaly

How the Unicredit SPA SWIFT/BIC is built up

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

UNCR Bank code
4 letters that identify the bank.
IT Country code
2 letters for the country (ISO 3166).
M1 Location code
2 characters for the city or region of the head office.
M08 Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

Which branch uses SWIFT/BIC code UNCRITM1M08?

The code UNCRITM1M08 belongs to Albaredo D'adige, part of Unicredit SPA in Albaredo D'adige, Italy. Only use it if the recipient or their bank explicitly asks for it.

How long does a transfer to Unicredit SPA take in Italy?

Euro transfers within SEPA normally arrive the next business day. Payments in other currencies can take 1–3 business days.

Do I need UNCRITM1M08 for a euro transfer to Italy?

Italy belongs to the SEPA area. For euro transfers the IBAN is usually enough and many banks fill in the BIC automatically. If you send another currency you still need UNCRITM1M08.

What does each part of UNCRITM1M08 stand for?

UNCR is the institution code of Unicredit SPA, IT is the ISO code of Italy, M1 is the location code and M08 identifies the branch Albaredo D'adige.

What happens if I enter UNCRITM1M08 incorrectly?

The payment may be delayed, returned or charged extra fees. Always check UNCRITM1M08 with the recipient before you confirm.

What is the cheapest way to send money to Unicredit SPA?

Many banks add several percent to the exchange rate on top of a fee. Compare the amount that arrives in Euro with transfer services before you send – the difference can be large.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.