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SWIFT/BIC code UNCRITM1M32

UNCRITM1M32 belongs to Unicredit SPA in Messina, Italy.

UNCRITM1M32

Code details

SWIFT/BIC codeUNCRITM1M32
8-character codeUNCRITM1
Branch codeM32
BankUnicredit SPA
BranchMessina Santa Cecilia
CityMessina
CountryItaly

The way the Unicredit SPA SWIFT/BIC works

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

UNCR Bank code
4 letters that identify the bank.
IT Country code
2 letters for the country (ISO 3166).
M1 Location code
2 characters for the city or region of the head office.
M32 Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

Which bank uses BIC UNCRITM1M32?

UNCRITM1M32 is the SWIFT/BIC code of Messina Santa Cecilia, a unit of Unicredit SPA in Messina, Italy. Use this branch code only when the recipient or their bank explicitly asks for it.

What happens if I enter UNCRITM1M32 with a typo?

The payment may be delayed, returned or charged extra fees. Double-check UNCRITM1M32 with the recipient before you confirm.

What is the best way to send money to Unicredit SPA?

Banks often add 1–3% to the exchange rate on top of a fee. Compare the amount that arrives in Euro with specialist providers before you send.

Do I need UNCRITM1M32 for a euro transfer to Italy?

Italy belongs to the SEPA area. When you send euros the IBAN normally suffices and many banks fill in the BIC automatically. If you send another currency you do need UNCRITM1M32.

How long does it take to send money to Unicredit SPA?

SEPA payments in euros normally arrive the next business day. Transfers in other currencies can take 2–4 business days.

Has Unicredit SPA got other SWIFT/BIC codes?

Yes – we list 3315 SWIFT/BIC codes for Unicredit SPA in Italy. You can see them all on the bank page.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.