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SWIFT/BIC code UNCRITM1M38

UNCRITM1M38 belongs to Unicredit SPA in San Pietro di Morubio, Italy.

UNCRITM1M38

Code details

SWIFT/BIC codeUNCRITM1M38
8-character codeUNCRITM1
Branch codeM38
BankUnicredit SPA
BranchS.pietro di Morubio
CitySan Pietro di Morubio
CountryItaly

The way the Unicredit SPA SWIFT/BIC works

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

UNCR Bank code
4 letters that identify the bank.
IT Country code
2 letters for the country (ISO 3166).
M1 Location code
2 characters for the city or region of the head office.
M38 Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

Which bank is behind SWIFT/BIC code UNCRITM1M38?

UNCRITM1M38 is the SWIFT/BIC code of S.pietro di Morubio, part of Unicredit SPA in San Pietro di Morubio, Italy. Only use it if the account is held at this specific branch.

What do the letters in UNCRITM1M38 mean?

UNCR is the bank code of Unicredit SPA, IT is the ISO code of Italy, M1 is the code for the city or region and M38 is the code of the branch S.pietro di Morubio.

Do I need UNCRITM1M38 for a euro transfer to Italy?

Italy is part of the SEPA area. When you send euros the IBAN normally suffices and many banks fill in the BIC automatically. If you send another currency you still need UNCRITM1M38.

How long does a transfer to Unicredit SPA take?

Euro transfers within SEPA usually arrive within one business day, instant payments within seconds. Payments in other currencies can take 1–3 business days.

What happens if I use UNCRITM1M38 incorrectly?

The payment may be delayed, returned or charged extra fees. Always check UNCRITM1M38 with the recipient before sending.

Can I use UNCRITM1 instead of UNCRITM1M38?

UNCRITM1 is the main office of Unicredit SPA, while UNCRITM1M38 is S.pietro di Morubio. Most international transfers work with the head office code, but follow the instructions of the recipient if they mention UNCRITM1M38.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.