SWIFT/BIC code UNCRITM1M47

UNCRITM1M47 belongs to Unicredit SPA in Torri del Benaco, Italy.

UNCRITM1M47

Code details

SWIFT/BIC codeUNCRITM1M47
8-character codeUNCRITM1
Branch codeM47
BankUnicredit SPA
BranchTorri del Benaco
CityTorri del Benaco
CountryItaly

The way the Unicredit SPA SWIFT/BIC is built up

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

UNCR Bank code
4 letters that identify the bank.
IT Country code
2 letters for the country (ISO 3166).
M1 Location code
2 characters for the city or region of the head office.
M47 Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

Which branch uses SWIFT/BIC code UNCRITM1M47?

UNCRITM1M47 is the SWIFT/BIC code of Torri del Benaco, a branch or department of Unicredit SPA in Torri del Benaco, Italy. Use this branch code only when the recipient or their bank explicitly asks for it.

What is the cheapest way to send money to Unicredit SPA?

Banks often add several percent to the exchange rate on top of a fee. Check the amount that arrives in Euro with specialist providers before you send – the difference can be large.

Can I use UNCRITM1 instead of UNCRITM1M47?

UNCRITM1 points to the main office of Unicredit SPA, while UNCRITM1M47 points to Torri del Benaco. For a normal transfer the head office code is usually fine, yet use UNCRITM1M47 if the recipient asks for it.

Do I need UNCRITM1M47 for a euro transfer to Italy?

Italy belongs to the SEPA area. For euro transfers the IBAN normally suffices and many banks fill in the BIC automatically. If you send another currency you do need UNCRITM1M47.

How long does a transfer to Unicredit SPA take in Italy?

Euro transfers within SEPA usually arrive within one business day, instant payments within seconds. Payments in other currencies can take 2–4 business days.

Does Unicredit SPA have more SWIFT/BIC codes?

Yes, our database contains 3315 SWIFT/BIC codes for Unicredit SPA in Italy, for the head office and several branches or departments. All of them are listed on the page of Unicredit SPA.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.