SWIFT/BIC code UNCRITM1M65

UNCRITM1M65 belongs to Unicredit SPA in Malo, Italy.

UNCRITM1M65

Code details

SWIFT/BIC codeUNCRITM1M65
8-character codeUNCRITM1
Branch codeM65
BankUnicredit SPA
BranchMalo
CityMalo
CountryItaly

How the Unicredit SPA SWIFT/BIC works

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

UNCR Bank code
4 letters that identify the bank.
IT Country code
2 letters for the country (ISO 3166).
M1 Location code
2 characters for the city or region of the head office.
M65 Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

Which bank uses SWIFT code UNCRITM1M65?

The code UNCRITM1M65 belongs to Malo, part of Unicredit SPA in Malo, Italy. Only use it if the recipient or their bank explicitly asks for it.

Can I use UNCRITM1 instead of UNCRITM1M65?

UNCRITM1 points to the main office of Unicredit SPA, while UNCRITM1M65 points to Malo. Most international transfers work with the head office code, yet follow the instructions of the recipient if they mention UNCRITM1M65.

What is the cheapest way to send money to Unicredit SPA?

Many banks add 1–3% to the exchange rate on top of a fee. Compare what you receive in Euro with specialist providers before you send – the difference can be large.

Does Unicredit SPA have other SWIFT/BIC codes?

Yes, we list 3315 SWIFT/BIC codes for Unicredit SPA in Italy. You can see them all on the bank page.

What happens if I enter UNCRITM1M65 with a typo?

The payment may be delayed, returned or charged extra fees. Double-check UNCRITM1M65 with the recipient before you confirm.

Do I need UNCRITM1M65 for a euro transfer to Italy?

Italy is part of the SEPA area. For euro transfers the IBAN is usually enough. For other currencies you do need UNCRITM1M65.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.