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SWIFT/BIC code UNCRITM1M73

UNCRITM1M73 belongs to Unicredit SPA in Milano, Italy.

UNCRITM1M73

Code details

SWIFT/BIC codeUNCRITM1M73
8-character codeUNCRITM1
Branch codeM73
BankUnicredit SPA
BranchMilano Astesani
CityMilano
CountryItaly

How the Unicredit SPA SWIFT/BIC is structured

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

UNCR Bank code
4 letters that identify the bank.
IT Country code
2 letters for the country (ISO 3166).
M1 Location code
2 characters for the city or region of the head office.
M73 Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

Which branch uses SWIFT/BIC code UNCRITM1M73?

UNCRITM1M73 is the SWIFT/BIC code of Milano Astesani, a branch or department of Unicredit SPA in Milano, Italy. Use this branch code only when the recipient or their bank explicitly asks for it.

What happens if I use UNCRITM1M73 incorrectly?

Your transfer can bounce, get stuck or cost extra. Always check UNCRITM1M73 with the recipient before sending.

What does each part of UNCRITM1M73 mean?

UNCR is the institution code of Unicredit SPA, IT is the ISO code of Italy, M1 is the code for the city or region and M73 identifies the department Milano Astesani.

How long does a transfer to Unicredit SPA take in Italy?

Euro transfers within SEPA usually arrive within one business day. Transfers in other currencies can take 2–4 business days.

Can I use UNCRITM1 instead of UNCRITM1M73?

UNCRITM1 is the head office of Unicredit SPA, while UNCRITM1M73 is Milano Astesani. For a normal transfer the head office code is usually fine, yet use UNCRITM1M73 if the recipient asks for it.

Do I need UNCRITM1M73 for a euro transfer to Italy?

Italy belongs to the SEPA area. When you send euros the IBAN normally suffices. For other currencies you still need UNCRITM1M73.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.