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SWIFT/BIC code UNCRITM1M75

UNCRITM1M75 belongs to Unicredit SPA in Caldiero, Italy.

UNCRITM1M75

Code details

SWIFT/BIC codeUNCRITM1M75
8-character codeUNCRITM1
Branch codeM75
BankUnicredit SPA
BranchCaldiero
CityCaldiero
CountryItaly

How the Unicredit SPA SWIFT/BIC works

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

UNCR Bank code
4 letters that identify the bank.
IT Country code
2 letters for the country (ISO 3166).
M1 Location code
2 characters for the city or region of the head office.
M75 Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

Which branch is behind SWIFT/BIC code UNCRITM1M75?

UNCRITM1M75 identifies Caldiero, part of Unicredit SPA in Caldiero, Italy. Only use it if the recipient or their bank explicitly asks for it.

How long does it take to send money to Unicredit SPA in Italy?

Euro transfers within SEPA usually arrive within one business day. Payments in other currencies can take 1–3 business days.

Do I need UNCRITM1M75 for a euro transfer to Italy?

Italy belongs to the SEPA area. For euro transfers the IBAN is usually enough and many banks fill in the BIC automatically. If you send another currency you do need UNCRITM1M75.

What does each part of UNCRITM1M75 stand for?

UNCR is the bank code of Unicredit SPA, IT is the ISO code of Italy, M1 is the location code and M75 is the code of the department Caldiero.

What happens if I use UNCRITM1M75 with a typo?

The payment may be delayed, returned or charged extra fees. Always check UNCRITM1M75 with the recipient before sending.

What is the best way to send money to Unicredit SPA in Italy?

Banks often add several percent to the exchange rate on top of a fee. Check the amount that arrives in Euro with transfer services before you send.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.