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SWIFT/BIC code UNCRITM1M77

UNCRITM1M77 belongs to Unicredit SPA in Milano, Italy.

UNCRITM1M77

Code details

SWIFT/BIC codeUNCRITM1M77
8-character codeUNCRITM1
Branch codeM77
BankUnicredit SPA
BranchMilano Pianell
CityMilano
CountryItaly

The way the Unicredit SPA SWIFT/BIC is built up

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

UNCR Bank code
4 letters that identify the bank.
IT Country code
2 letters for the country (ISO 3166).
M1 Location code
2 characters for the city or region of the head office.
M77 Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

Which bank uses SWIFT/BIC code UNCRITM1M77?

UNCRITM1M77 is the SWIFT/BIC code of Milano Pianell, a unit of Unicredit SPA in Milano, Italy. Use this branch code only when the recipient or their bank explicitly asks for it.

Can I use UNCRITM1 instead of UNCRITM1M77?

UNCRITM1 points to the main office of Unicredit SPA, while UNCRITM1M77 points to Milano Pianell. For a normal transfer the head office code is usually fine, yet use UNCRITM1M77 if the recipient asks for it.

What is the cheapest way to send money to Unicredit SPA?

Many banks add several percent to the exchange rate on top of a fee. Check what you receive in Euro with specialist providers before you send.

What happens if I use UNCRITM1M77 incorrectly?

The payment may be delayed, returned or charged extra fees. Double-check UNCRITM1M77 with the recipient before you confirm.

How long does a transfer to Unicredit SPA take in Italy?

Euro transfers within SEPA normally arrive the next business day, instant payments within seconds. Transfers in other currencies can take 1–3 business days.

Do I need UNCRITM1M77 to send euros to Italy?

Italy is part of the SEPA area. For euro transfers the IBAN is usually enough. For other currencies you still need UNCRITM1M77.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.