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SWIFT/BIC code UNCRITM1M85

UNCRITM1M85 belongs to Unicredit SPA in Forno di Zoldo, Italy.

UNCRITM1M85

Code details

SWIFT/BIC codeUNCRITM1M85
8-character codeUNCRITM1
Branch codeM85
BankUnicredit SPA
BranchForno di Zoldo
CityForno di Zoldo
CountryItaly

The way the Unicredit SPA SWIFT/BIC works

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

UNCR Bank code
4 letters that identify the bank.
IT Country code
2 letters for the country (ISO 3166).
M1 Location code
2 characters for the city or region of the head office.
M85 Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

Which bank uses SWIFT/BIC code UNCRITM1M85?

UNCRITM1M85 is the SWIFT/BIC code of Forno di Zoldo, a branch or department of Unicredit SPA in Forno di Zoldo, Italy. Only use it if the recipient or their bank explicitly asks for it.

Can I use UNCRITM1 instead of UNCRITM1M85?

UNCRITM1 points to the head office of Unicredit SPA, while UNCRITM1M85 points to Forno di Zoldo. For a normal transfer the head office code is usually fine, but use UNCRITM1M85 if the recipient asks for it.

Does Unicredit SPA have other SWIFT/BIC codes?

Yes – our database contains 3315 SWIFT/BIC codes for Unicredit SPA in Italy, for the head office and several branches or departments. You can see them all on the bank page.

Do I need UNCRITM1M85 for a euro transfer to Italy?

Italy belongs to the SEPA area. For euro transfers the IBAN normally suffices and many banks fill in the BIC automatically. If you send another currency you still need UNCRITM1M85.

How long does a transfer to Unicredit SPA take?

SEPA payments in euros normally arrive the next business day. Transfers in other currencies can take 1–3 business days.

What happens if I use UNCRITM1M85 incorrectly?

Your transfer can bounce, get stuck or cost extra. Always check UNCRITM1M85 with the recipient before you confirm.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.