SWIFT/BIC code UNCRITM1M93
UNCRITM1M93 belongs to Unicredit SPA in Sedico, Italy.
Code details
| SWIFT/BIC code | UNCRITM1M93 |
|---|---|
| 8-character code | UNCRITM1 |
| Branch code | M93 |
| Bank | Unicredit SPA |
| Branch | Sedico |
| City | Sedico |
| Country | Italy |
How the Unicredit SPA SWIFT/BIC is built up
A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:
- UNCR Bank code
- 4 letters that identify the bank.
- IT Country code
- 2 letters for the country (ISO 3166).
- M1 Location code
- 2 characters for the city or region of the head office.
- M93 Branch code
- 3 characters for a specific branch. XXX means the head office.
Check before you send
- Ask the recipient which bank and branch the account is held at.
- Use the head office code (XXX) when no branch is specified.
- Make sure the country in the code matches the country of the account.
Frequently asked questions
Which bank is behind SWIFT code UNCRITM1M93?
UNCRITM1M93 identifies Sedico, a branch or department of Unicredit SPA in Sedico, Italy. Only use it if the account is held at this specific branch.
What happens if I use UNCRITM1M93 incorrectly?
Your transfer can bounce, get stuck or cost extra. Always check UNCRITM1M93 with the recipient before sending.
How long does a transfer to Unicredit SPA take?
Euro transfers within SEPA normally arrive the next business day, instant payments within seconds. Payments in other currencies can take 1–3 business days.
Do I need UNCRITM1M93 to send euros to Italy?
Italy is part of the SEPA area. When you send euros the IBAN normally suffices and many banks fill in the BIC automatically. For other currencies you still need UNCRITM1M93.
What is the cheapest way to send money to Unicredit SPA?
Many banks add 1–3% to the exchange rate on top of a fee. Check what you receive in Euro with transfer services before you send.
What do the letters in UNCRITM1M93 mean?
UNCR is the bank code of Unicredit SPA, IT stands for Italy, M1 is the location code and M93 is the code of the department Sedico.
Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.