SWIFT/BIC code UNCRITM1ME8
UNCRITM1ME8 belongs to Unicredit SPA in Milano, Italy.
Code details
| SWIFT/BIC code | UNCRITM1ME8 |
|---|---|
| 8-character code | UNCRITM1 |
| Branch code | ME8 |
| Bank | Unicredit SPA |
| Branch | Milano Cristoforo Colombo |
| City | Milano |
| Country | Italy |
How the Unicredit SPA SWIFT/BIC is structured
A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:
- UNCR Bank code
- 4 letters that identify the bank.
- IT Country code
- 2 letters for the country (ISO 3166).
- M1 Location code
- 2 characters for the city or region of the head office.
- ME8 Branch code
- 3 characters for a specific branch. XXX means the head office.
Check before you send
- Ask the recipient which bank and branch the account is held at.
- Use the head office code (XXX) when no branch is specified.
- Make sure the country in the code matches the country of the account.
Frequently asked questions
Which bank uses BIC UNCRITM1ME8?
UNCRITM1ME8 identifies Milano Cristoforo Colombo, part of Unicredit SPA in Milano, Italy. Use this branch code only when the account is held at this specific branch.
Can I use UNCRITM1 instead of UNCRITM1ME8?
UNCRITM1 is the main office of Unicredit SPA, while UNCRITM1ME8 is Milano Cristoforo Colombo. Most international transfers work with the head office code, yet use UNCRITM1ME8 if the recipient asks for it.
What is the cheapest way to send money to Unicredit SPA?
Many banks add 1–3% to the exchange rate on top of a fee. Check the amount that arrives in Euro with transfer services before you send – the difference can be large.
Do I need UNCRITM1ME8 for a euro transfer to Italy?
Italy is part of the SEPA area. When you send euros the IBAN normally suffices. If you send another currency you still need UNCRITM1ME8.
How long does a transfer to Unicredit SPA take in Italy?
SEPA payments in euros normally arrive the next business day, instant payments within seconds. Transfers in other currencies can take 1–3 business days.
What happens if I use UNCRITM1ME8 with a typo?
Your transfer can bounce, get stuck or cost extra. Always check UNCRITM1ME8 with the recipient before sending.
Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.