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SWIFT/BIC code UNCRITM1MF0

UNCRITM1MF0 belongs to Unicredit SPA in Milano, Italy.

UNCRITM1MF0

Code details

SWIFT/BIC codeUNCRITM1MF0
8-character codeUNCRITM1
Branch codeMF0
BankUnicredit SPA
BranchMilano Ponzio
CityMilano
CountryItaly

The way the Unicredit SPA SWIFT/BIC is built up

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

UNCR Bank code
4 letters that identify the bank.
IT Country code
2 letters for the country (ISO 3166).
M1 Location code
2 characters for the city or region of the head office.
MF0 Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

Which branch uses SWIFT code UNCRITM1MF0?

The code UNCRITM1MF0 belongs to Milano Ponzio, a branch or department of Unicredit SPA in Milano, Italy. Only use it if the account is held at this specific branch.

What happens if I enter UNCRITM1MF0 incorrectly?

Your transfer can bounce, get stuck or cost extra. Double-check UNCRITM1MF0 with the recipient before you confirm.

How long does a transfer to Unicredit SPA take?

Euro transfers within SEPA usually arrive within one business day, instant payments within seconds. Transfers in other currencies can take 2–4 business days.

Do I need UNCRITM1MF0 to send euros to Italy?

Italy is part of the SEPA area. When you send euros the IBAN normally suffices. For other currencies you still need UNCRITM1MF0.

Has Unicredit SPA got more SWIFT/BIC codes?

Yes, we list 3315 SWIFT/BIC codes for Unicredit SPA in Italy, for the head office and several branches or departments. All of them are listed on the page of Unicredit SPA.

Can I use UNCRITM1 instead of UNCRITM1MF0?

UNCRITM1 is the main office of Unicredit SPA, while UNCRITM1MF0 is Milano Ponzio. For a normal transfer the head office code is usually fine, yet follow the instructions of the recipient if they mention UNCRITM1MF0.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.