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SWIFT/BIC code UNCRITM1MI9

UNCRITM1MI9 belongs to Unicredit SPA in Pavia, Italy.

UNCRITM1MI9

Code details

SWIFT/BIC codeUNCRITM1MI9
8-character codeUNCRITM1
Branch codeMI9
BankUnicredit SPA
BranchPavia Emanuele Filiberto
CityPavia
CountryItaly

The way the Unicredit SPA SWIFT/BIC works

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

UNCR Bank code
4 letters that identify the bank.
IT Country code
2 letters for the country (ISO 3166).
M1 Location code
2 characters for the city or region of the head office.
MI9 Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

Which branch uses SWIFT code UNCRITM1MI9?

The code UNCRITM1MI9 belongs to Pavia Emanuele Filiberto, a branch or department of Unicredit SPA in Pavia, Italy. Use this branch code only when the recipient or their bank explicitly asks for it.

What is the cheapest way to send money to Unicredit SPA in Italy?

Banks often add 1–3% to the exchange rate on top of a fee. Check what you receive in Euro with transfer services before you send – the difference can be large.

Can I use UNCRITM1 instead of UNCRITM1MI9?

UNCRITM1 points to the head office of Unicredit SPA, while UNCRITM1MI9 is Pavia Emanuele Filiberto. Most international transfers work with the head office code, but use UNCRITM1MI9 if the recipient asks for it.

What happens if I use UNCRITM1MI9 with a typo?

The payment may be delayed, returned or charged extra fees. Double-check UNCRITM1MI9 against the details from Unicredit SPA before sending.

Does Unicredit SPA have more SWIFT/BIC codes?

Yes – we list 3315 SWIFT/BIC codes for Unicredit SPA in Italy, for the head office and several branches or departments. All of them are listed on the page of Unicredit SPA.

How long does it take to send money to Unicredit SPA?

SEPA payments in euros usually arrive within one business day, instant payments within seconds. Payments in other currencies can take 1–3 business days.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.