SWIFT/BIC code UNCRITM1MIK
UNCRITM1MIK belongs to Unicredit SPA in Milano, Italy.
Code details
| SWIFT/BIC code | UNCRITM1MIK |
|---|---|
| 8-character code | UNCRITM1 |
| Branch code | MIK |
| Bank | Unicredit SPA |
| Branch | Milano Cordusio |
| City | Milano |
| Country | Italy |
How the Unicredit SPA SWIFT/BIC is structured
A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:
- UNCR Bank code
- 4 letters that identify the bank.
- IT Country code
- 2 letters for the country (ISO 3166).
- M1 Location code
- 2 characters for the city or region of the head office.
- MIK Branch code
- 3 characters for a specific branch. XXX means the head office.
Check before you send
- Ask the recipient which bank and branch the account is held at.
- Use the head office code (XXX) when no branch is specified.
- Make sure the country in the code matches the country of the account.
Frequently asked questions
What bank is behind SWIFT/BIC code UNCRITM1MIK?
The code UNCRITM1MIK belongs to Milano Cordusio, a unit of Unicredit SPA in Milano, Italy. Only use it if the recipient or their bank explicitly asks for it.
How long does a transfer to Unicredit SPA take?
Euro transfers within SEPA normally arrive the next business day, instant payments within seconds. Payments in other currencies can take 1–3 business days.
Do I need UNCRITM1MIK to send euros to Italy?
Italy belongs to the SEPA area. When you send euros the IBAN normally suffices and many banks fill in the BIC automatically. For other currencies you do need UNCRITM1MIK.
Can I use UNCRITM1 instead of UNCRITM1MIK?
UNCRITM1 is the main office of Unicredit SPA, while UNCRITM1MIK points to Milano Cordusio. Most international transfers work with the head office code, yet use UNCRITM1MIK if the recipient asks for it.
What happens if I enter UNCRITM1MIK with a typo?
The payment may be delayed, returned or charged extra fees. Double-check UNCRITM1MIK against the details from Unicredit SPA before you confirm.
What do the letters in UNCRITM1MIK stand for?
UNCR is the institution code of Unicredit SPA, IT stands for Italy, M1 is the code for the city or region and MIK is the code of the department Milano Cordusio.
Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.