SWIFT/BIC code UNCRITM1MM3
UNCRITM1MM3 belongs to Unicredit SPA in Ravarino, Italy.
Code details
| SWIFT/BIC code | UNCRITM1MM3 |
|---|---|
| 8-character code | UNCRITM1 |
| Branch code | MM3 |
| Bank | Unicredit SPA |
| Branch | Ravarino |
| City | Ravarino |
| Country | Italy |
The way the Unicredit SPA SWIFT/BIC works
A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:
- UNCR Bank code
- 4 letters that identify the bank.
- IT Country code
- 2 letters for the country (ISO 3166).
- M1 Location code
- 2 characters for the city or region of the head office.
- MM3 Branch code
- 3 characters for a specific branch. XXX means the head office.
Check before you send
- Ask the recipient which bank and branch the account is held at.
- Use the head office code (XXX) when no branch is specified.
- Make sure the country in the code matches the country of the account.
Frequently asked questions
Which branch is behind SWIFT code UNCRITM1MM3?
The code UNCRITM1MM3 belongs to Ravarino, part of Unicredit SPA in Ravarino, Italy. Only use it if the account is held at this specific branch.
What do the letters in UNCRITM1MM3 mean?
UNCR is the institution code of Unicredit SPA, IT stands for Italy, M1 is the location code and MM3 identifies the branch Ravarino.
Can I use UNCRITM1 instead of UNCRITM1MM3?
UNCRITM1 is the main office of Unicredit SPA, while UNCRITM1MM3 points to Ravarino. For a normal transfer the head office code is usually fine, but use UNCRITM1MM3 if the recipient asks for it.
How long does a transfer to Unicredit SPA take in Italy?
SEPA payments in euros normally arrive the next business day. Transfers in other currencies can take 2–4 business days.
Do I need UNCRITM1MM3 for a euro transfer to Italy?
Italy belongs to the SEPA area. When you send euros the IBAN is usually enough. For other currencies you do need UNCRITM1MM3.
What is the cheapest way to send money to Unicredit SPA?
Many banks add 1–3% to the exchange rate on top of a fee. Compare the amount that arrives in Euro with transfer services before you send.
Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.