SWIFT/BIC code UNCRITM1MOW

UNCRITM1MOW belongs to Unicredit SPA in Modena, Italy.

UNCRITM1MOW

Code details

SWIFT/BIC codeUNCRITM1MOW
8-character codeUNCRITM1
Branch codeMOW
BankUnicredit SPA
BranchEmilia Large Corporate
CityModena
CountryItaly

The way the Unicredit SPA SWIFT/BIC works

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

UNCR Bank code
4 letters that identify the bank.
IT Country code
2 letters for the country (ISO 3166).
M1 Location code
2 characters for the city or region of the head office.
MOW Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

What bank is behind BIC UNCRITM1MOW?

UNCRITM1MOW identifies Emilia Large Corporate, part of Unicredit SPA in Modena, Italy. Only use it if the account is held at this specific branch.

What do the letters in UNCRITM1MOW mean?

UNCR is the bank code of Unicredit SPA, IT is the ISO code of Italy, M1 is the code for the city or region and MOW identifies the department Emilia Large Corporate.

Has Unicredit SPA got other SWIFT/BIC codes?

Yes – our database contains 3315 SWIFT/BIC codes for Unicredit SPA in Italy. You can see them all on the bank page.

What is the cheapest way to send money to Unicredit SPA?

Banks often add several percent to the exchange rate on top of a fee. Compare the amount that arrives in Euro with specialist providers before you send – the difference can be large.

Do I need UNCRITM1MOW for a euro transfer to Italy?

Italy is part of the SEPA area. When you send euros the IBAN is usually enough and many banks fill in the BIC automatically. If you send another currency you do need UNCRITM1MOW.

How long does a transfer to Unicredit SPA take in Italy?

SEPA payments in euros usually arrive within one business day. Transfers in other currencies can take 2–4 business days.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.