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SWIFT/BIC code UNCRITM1MOY

UNCRITM1MOY belongs to Unicredit SPA in Modena, Italy.

UNCRITM1MOY

Code details

SWIFT/BIC codeUNCRITM1MOY
8-character codeUNCRITM1
Branch codeMOY
BankUnicredit SPA
BranchModena
CityModena
CountryItaly

The way the Unicredit SPA SWIFT/BIC is structured

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

UNCR Bank code
4 letters that identify the bank.
IT Country code
2 letters for the country (ISO 3166).
M1 Location code
2 characters for the city or region of the head office.
MOY Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

Which bank uses BIC UNCRITM1MOY?

UNCRITM1MOY identifies Modena, a branch or department of Unicredit SPA in Modena, Italy. Only use it if the recipient or their bank explicitly asks for it.

Can I use UNCRITM1 instead of UNCRITM1MOY?

UNCRITM1 is the head office of Unicredit SPA, while UNCRITM1MOY points to Modena. For a normal transfer the head office code is usually fine, yet follow the instructions of the recipient if they mention UNCRITM1MOY.

What happens if I enter UNCRITM1MOY with a typo?

Your transfer can bounce, get stuck or cost extra. Double-check UNCRITM1MOY against the details from Unicredit SPA before sending.

Do I need UNCRITM1MOY for a euro transfer to Italy?

Italy is part of the SEPA area. When you send euros the IBAN normally suffices and many banks fill in the BIC automatically. For other currencies you do need UNCRITM1MOY.

How long does it take to send money to Unicredit SPA in Italy?

SEPA payments in euros usually arrive within one business day, instant payments within seconds. Transfers in other currencies can take 2–4 business days.

What does each part of UNCRITM1MOY mean?

UNCR is the institution code of Unicredit SPA, IT stands for Italy, M1 is the code for the city or region and MOY is the code of the branch Modena.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.