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SWIFT/BIC code UNCRITM1MU5

UNCRITM1MU5 belongs to Unicredit SPA in Padova, Italy.

UNCRITM1MU5

Code details

SWIFT/BIC codeUNCRITM1MU5
8-character codeUNCRITM1
Branch codeMU5
BankUnicredit SPA
BranchPadova Chiesanuova
CityPadova
CountryItaly

How the Unicredit SPA SWIFT/BIC is structured

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

UNCR Bank code
4 letters that identify the bank.
IT Country code
2 letters for the country (ISO 3166).
M1 Location code
2 characters for the city or region of the head office.
MU5 Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

Which branch is behind SWIFT/BIC code UNCRITM1MU5?

UNCRITM1MU5 is the SWIFT/BIC code of Padova Chiesanuova, a branch or department of Unicredit SPA in Padova, Italy. Only use it if the recipient or their bank explicitly asks for it.

What is the cheapest way to send money to Unicredit SPA in Italy?

Banks often add several percent to the exchange rate on top of a fee. Check the amount that arrives in Euro with specialist providers before you send – the difference can be large.

Can I use UNCRITM1 instead of UNCRITM1MU5?

UNCRITM1 is the head office of Unicredit SPA, while UNCRITM1MU5 points to Padova Chiesanuova. Most international transfers work with the head office code, yet use UNCRITM1MU5 if the recipient asks for it.

Do I need UNCRITM1MU5 to send euros to Italy?

Italy is part of the SEPA area. When you send euros the IBAN normally suffices. For other currencies you still need UNCRITM1MU5.

How long does it take to send money to Unicredit SPA?

SEPA payments in euros usually arrive within one business day. Payments in other currencies can take 1–3 business days.

Has Unicredit SPA got more SWIFT/BIC codes?

Yes – our database contains 3315 SWIFT/BIC codes for Unicredit SPA in Italy, for the head office and several branches or departments. All of them are listed on the page of Unicredit SPA.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.