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SWIFT/BIC code UNCRITM1N03

UNCRITM1N03 belongs to Unicredit SPA in Caltrano, Italy.

UNCRITM1N03

Code details

SWIFT/BIC codeUNCRITM1N03
8-character codeUNCRITM1
Branch codeN03
BankUnicredit SPA
BranchCaltrano
CityCaltrano
CountryItaly

The way the Unicredit SPA SWIFT/BIC is structured

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

UNCR Bank code
4 letters that identify the bank.
IT Country code
2 letters for the country (ISO 3166).
M1 Location code
2 characters for the city or region of the head office.
N03 Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

What bank is behind BIC UNCRITM1N03?

UNCRITM1N03 is the SWIFT/BIC code of Caltrano, a unit of Unicredit SPA in Caltrano, Italy. Use this branch code only when the recipient or their bank explicitly asks for it.

Can I use UNCRITM1 instead of UNCRITM1N03?

UNCRITM1 is the main office of Unicredit SPA, while UNCRITM1N03 points to Caltrano. For a normal transfer the head office code is usually fine, yet follow the instructions of the recipient if they mention UNCRITM1N03.

What is the cheapest way to send money to Unicredit SPA in Italy?

Banks often add several percent to the exchange rate on top of a fee. Check what you receive in Euro with specialist providers before you send – the difference can be large.

Has Unicredit SPA got other SWIFT/BIC codes?

Yes, we list 3315 SWIFT/BIC codes for Unicredit SPA in Italy, for the head office and several branches or departments. All of them are listed on the page of Unicredit SPA.

What happens if I enter UNCRITM1N03 incorrectly?

The payment may be delayed, returned or charged extra fees. Always check UNCRITM1N03 with the recipient before sending.

Do I need UNCRITM1N03 for a euro transfer to Italy?

Italy belongs to the SEPA area. For euro transfers the IBAN normally suffices and many banks fill in the BIC automatically. For other currencies you do need UNCRITM1N03.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.