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SWIFT/BIC code UNCRITM1N04

UNCRITM1N04 belongs to Unicredit SPA in Montorio (Verona), Italy.

UNCRITM1N04

Code details

SWIFT/BIC codeUNCRITM1N04
8-character codeUNCRITM1
Branch codeN04
BankUnicredit SPA
BranchVerona Montorio
CityMontorio (Verona)
CountryItaly

The way the Unicredit SPA SWIFT/BIC is built up

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

UNCR Bank code
4 letters that identify the bank.
IT Country code
2 letters for the country (ISO 3166).
M1 Location code
2 characters for the city or region of the head office.
N04 Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

What bank is behind SWIFT/BIC code UNCRITM1N04?

The code UNCRITM1N04 belongs to Verona Montorio, part of Unicredit SPA in Montorio (Verona), Italy. Only use it if the recipient or their bank explicitly asks for it.

What happens if I enter UNCRITM1N04 with a typo?

The payment may be delayed, returned or charged extra fees. Double-check UNCRITM1N04 with the recipient before you confirm.

What do the letters in UNCRITM1N04 mean?

UNCR is the bank code of Unicredit SPA, IT is the ISO code of Italy, M1 is the location code and N04 identifies the department Verona Montorio.

What is the best way to send money to Unicredit SPA in Italy?

Banks often add 1–3% to the exchange rate on top of a fee. Compare the amount that arrives in Euro with transfer services before you send.

Can I use UNCRITM1 instead of UNCRITM1N04?

UNCRITM1 is the head office of Unicredit SPA, while UNCRITM1N04 is Verona Montorio. Most international transfers work with the head office code, but follow the instructions of the recipient if they mention UNCRITM1N04.

How long does a transfer to Unicredit SPA take?

SEPA payments in euros normally arrive the next business day, instant payments within seconds. Payments in other currencies can take 1–3 business days.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.