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SWIFT/BIC code UNCRITM1N23

UNCRITM1N23 belongs to Unicredit SPA in Trichiana, Italy.

UNCRITM1N23

Code details

SWIFT/BIC codeUNCRITM1N23
8-character codeUNCRITM1
Branch codeN23
BankUnicredit SPA
BranchTrichiana
CityTrichiana
CountryItaly

The way the Unicredit SPA SWIFT/BIC is built up

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

UNCR Bank code
4 letters that identify the bank.
IT Country code
2 letters for the country (ISO 3166).
M1 Location code
2 characters for the city or region of the head office.
N23 Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

Which bank uses SWIFT code UNCRITM1N23?

UNCRITM1N23 is the SWIFT/BIC code of Trichiana, a unit of Unicredit SPA in Trichiana, Italy. Only use it if the recipient or their bank explicitly asks for it.

What is the best way to send money to Unicredit SPA in Italy?

Many banks add 1–3% to the exchange rate on top of a fee. Check what you receive in Euro with specialist providers before you send – the difference can be large.

What does each part of UNCRITM1N23 stand for?

UNCR is the bank code of Unicredit SPA, IT stands for Italy, M1 is the code for the city or region and N23 identifies the branch Trichiana.

Do I need UNCRITM1N23 for a euro transfer to Italy?

Italy belongs to the SEPA area. For euro transfers the IBAN is usually enough and many banks fill in the BIC automatically. If you send another currency you still need UNCRITM1N23.

How long does it take to send money to Unicredit SPA?

Euro transfers within SEPA usually arrive within one business day, instant payments within seconds. Payments in other currencies can take 2–4 business days.

What happens if I enter UNCRITM1N23 with a typo?

Your transfer can bounce, get stuck or cost extra. Double-check UNCRITM1N23 against the details from Unicredit SPA before sending.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.