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SWIFT/BIC code UNCRITM1N40

UNCRITM1N40 belongs to Unicredit SPA in Verona, Italy.

UNCRITM1N40

Code details

SWIFT/BIC codeUNCRITM1N40
8-character codeUNCRITM1
Branch codeN40
BankUnicredit SPA
BranchVerona S.lucia
CityVerona
CountryItaly

How the Unicredit SPA SWIFT/BIC works

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

UNCR Bank code
4 letters that identify the bank.
IT Country code
2 letters for the country (ISO 3166).
M1 Location code
2 characters for the city or region of the head office.
N40 Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

What bank is behind SWIFT/BIC code UNCRITM1N40?

UNCRITM1N40 identifies Verona S.lucia, a unit of Unicredit SPA in Verona, Italy. Use this branch code only when the recipient or their bank explicitly asks for it.

What happens if I enter UNCRITM1N40 incorrectly?

Your transfer can bounce, get stuck or cost extra. Double-check UNCRITM1N40 against the details from Unicredit SPA before you confirm.

How long does a transfer to Unicredit SPA take?

SEPA payments in euros usually arrive within one business day. Transfers in other currencies can take 1–3 business days.

Do I need UNCRITM1N40 to send euros to Italy?

Italy belongs to the SEPA area. When you send euros the IBAN normally suffices and many banks fill in the BIC automatically. For other currencies you still need UNCRITM1N40.

Does Unicredit SPA have other SWIFT/BIC codes?

Yes – we list 3315 SWIFT/BIC codes for Unicredit SPA in Italy, for the head office and several branches or departments. You can see them all on the bank page.

What does each part of UNCRITM1N40 mean?

UNCR is the institution code of Unicredit SPA, IT stands for Italy, M1 is the code for the city or region and N40 is the code of the branch Verona S.lucia.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.