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SWIFT/BIC code UNCRITM1NF3

UNCRITM1NF3 belongs to Unicredit SPA in Moiano, Italy.

UNCRITM1NF3

Code details

SWIFT/BIC codeUNCRITM1NF3
8-character codeUNCRITM1
Branch codeNF3
BankUnicredit SPA
BranchMoiano
CityMoiano
CountryItaly

How the Unicredit SPA SWIFT/BIC is built up

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

UNCR Bank code
4 letters that identify the bank.
IT Country code
2 letters for the country (ISO 3166).
M1 Location code
2 characters for the city or region of the head office.
NF3 Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

What bank is behind SWIFT/BIC code UNCRITM1NF3?

UNCRITM1NF3 is the SWIFT/BIC code of Moiano, part of Unicredit SPA in Moiano, Italy. Use this branch code only when the recipient or their bank explicitly asks for it.

What does each part of UNCRITM1NF3 mean?

UNCR is the bank code of Unicredit SPA, IT is the ISO code of Italy, M1 is the location code and NF3 identifies the branch Moiano.

Can I use UNCRITM1 instead of UNCRITM1NF3?

UNCRITM1 is the head office of Unicredit SPA, while UNCRITM1NF3 is Moiano. For a normal transfer the head office code is usually fine, but follow the instructions of the recipient if they mention UNCRITM1NF3.

What happens if I use UNCRITM1NF3 with a typo?

Your transfer can bounce, get stuck or cost extra. Always check UNCRITM1NF3 with the recipient before sending.

What is the cheapest way to send money to Unicredit SPA in Italy?

Banks often add 1–3% to the exchange rate on top of a fee. Compare the amount that arrives in Euro with specialist providers before you send.

Do I need UNCRITM1NF3 for a euro transfer to Italy?

Italy is part of the SEPA area. For euro transfers the IBAN normally suffices. For other currencies you do need UNCRITM1NF3.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.